Retirement Planning That Works

I’ve listened to a *lot* of retirement books, and most either drown you in doom or sell snake oil about ‘passive income.’ *Retirement Planning That Works* is the rare title that treats listeners like adults capable of handling nuance. Eiken’s superpower is her ability to distill overwhelming variables—like how a 3% vs. 4% withdrawal rate actually plays out over 30 years—into digestible, actionable chunks. The chapter on healthcare costs in retirement, often glossed over in other books, is worth the price alone; she doesn’t just warn you it’s expensive, she breaks down *exactly* how to model it into your plan. Tracie Busby’s performance elevates the material. She nails the tone: warm enough to feel like a mentor, but with a dry edge that keeps the listening experience from veering into infomercial territory. My only critique? The audiobook could use a companion PDF for the worksheets—Eiken references them often, and while she describes them clearly, visual learners might struggle to follow along without pausing. Also, the section on annuities feels slightly rushed; Eiken dismisses them quickly, which might frustrate listeners who want a deeper dive into the pros/cons. That said, the production quality is flawless—no distracting edits or volume spikes—and the runtime is tight, with zero fluff. If you’re within 10 years of retirement (or just love spreadsheets), this is the audiobook to press play on *today*.