The Single Woman's Guide to Retirement

I’ll admit I approached this with skepticism—another retirement book? But within 20 minutes, I was hooked. Cullinane’s voice (channelled brilliantly by Dillard’s measured, engaging delivery) feels like that rare friend who’s both a CPA and a therapist. She tackles thorny topics head-on, like how to split assets in a “gray divorce” or why women outlive their money *and* their partners. The chapter on housing options—from co-housing to ‘granny pods’—was a revelation, packed with pros/cons lists that had me Googling tiny home communities mid-listen. That said, the audiobook isn’t perfect. The section on Social Security could’ve used more real-world examples (I found myself rewinding to parse the jargon), and Dillard’s pacing occasionally feels rushed during complex tables—though that’s a minor gripe given the density of the material. What won me over were the ‘Single Woman Spotlights’—interviews with women who’ve reinvented retirement on their terms, from a 68-year-old startup founder to a widow who house-swaps her way across Europe. These stories transform abstract advice into tangible inspiration. If you’re a single woman over 40, this isn’t just a listen—it’s a financial and emotional lifeline. And if you’re *not*? Buy it for your mom, sister, or best friend. They’ll thank you later.